Entries by melvingoodrum

Should I Save Money For A Rainy Day???

Yes, this is a good idea! I know you want to know what is mad money? Well, a long time ago this term came about when a young lady went out with her friend to a party and her friend left her at the party with no way home.  So, the young lady was mad […]

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How To Spend 30 Dollars A Month In Groceries

In this day and age of staying within budget, one of the biggest expenses for most American is the cost of food.   The average grocery bill for 1 person is about 100-142 dollars a week (Source:  Fox Business).  This doesn’t even include eating out sadly.    There are a numbers of reasons why this […]

Paying Your Bills On Time

How many monthly bills do you get? You may have a mortgage bill, a car payment, heating, electricity, gas, telephone, television, and that doesn’t even begin with your credit card and store card payments. The fact of the matter is that people today have more monthly commitments than ever before. And with all these various […]

Student Loans Debts Do Not Go On Your Credit Record.

Every time you apply for credit, for example a credit card or a loan, the lender will request to see your credit history from a credit reference agency. The information they hold is so detailed that there’s really no need for us to fill out that long application form, because within a fraction of a […]

Roll Over Your IRA for A More Secure Future

The convenience of 401(k)s and other employer-sponsored retirement plans have turned many Americans into investors. That’s good news, since it is becoming evident that fewer retirees in the future will have substantial pensions and more will have to rely on their own savings to cover their needs. Statistics show, however, that the average American will […]

Profiting From Keeping Track Of Your Finances

Making sure that you’re on the road to financial security can start with a personal finance checkup. A financial checkup allows you to periodically review how you’re doing in light of your finance goals. Taking the following steps can help put you on the course to financial wellness:   Evaluate your goals. How are you measuring […]

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ARE YOU ABOUT TO GET EVICTED????? HERE ARE 10 PROVEN WAYS TO SAVE ON YOUR MONTHLY APARTMENT COSTS & STAY IN YOUR HOME

Renting an apartment can be a significant expense, but there are ways to save on rent and make it more affordable. From looking for apartments in less popular areas to taking advantage of special deals and promotions, there are many strategies that renters can use to lower their monthly costs. In this article, we will […]

How To Set Up A Home Office

Setting up a home office can be a great way to create a dedicated space for work, especially if you work remotely or need a place to focus on projects. Here are some tips for setting up a home office that is functional, comfortable, and efficient: